Choose your currency
Living in a country that is a nett importer of goods, especialy consumer goods expsoses us to major foreign currency risks. If you ever wondered if you need to protect your future purchasing power against local currency depreciation, hopefully after reading here you...
Insurance that won’t break my bank
On a daily basis we are confronted with this dilema, and the suitable answer lies somewhere in between each person’s own cicumstances. But there are some relevant factors that everyone should be aware of. The main factors that will determine the price of insurance...
Time for change?
During market downturns the most frequent info that is shared by investment houses is statistics that show how markets usually recover very well after a market crash. They then encourage you to leave your investment untouched, and just ride the wave. Even though there...
3 Most important rules of investing
In the property sector there is the very well know saying that says the 3 most importing aspects to consider when buying a property is; 1. LOCATION, 2. LOCATION, 3. LOCATION. The exact same principle applies when investing in retirement funds, unit trusts, tax free...
Time to start asking serious questions.
Let me start of with this. There is a significant difference between someone selling a you life, retirement or investment policy and someone that provides lifetime financial, investment, taxation and family related guidance and solutions. And if you still don’t know...
Compound low fees with good advice.
Advice seems to be available at the touch of a button. And in many instances that advise is short lived or untested, or its advice that is found on any of the social media networks. The reader needs to decide if the advice is relevant to him or her and if it is...
Small %’s do count, especially over time
Committing to retirement savings is difficult enough and more so if you are self-employed and structure your own salary or you don’t have any employer pension benefits. So when you make the commitment to save for retirement and you have to as soon as possible. Also...
Income after retirement. Know your options.
Approaching your retirement date and making all the decisions on income vehicles and investments choices can be quite daunting. As this point I want to start with, please just get qaulified independent advice. Depending on your choice of prodcut, you might only have a...
Holistic Financial Planning, its actually about the bigger picture.
For some “holistic financial planning” might sound familiar for most it wont. Holistic planning: “is looking at the whole of something, and not just dealing with particular aspects.” Everyone is different, and everyone’s needs are different. No single solution will...
