Offshore exposure is key, not only now but Always.
When it comes to investments we live in a world of continuous uncertainties and high levels of volatility. And recent events have once more amplified just that. Countries and economies don’t function in bubbles. And that is even more evident for us as South Africans,...
A Perfect time to reflect.
This Covid -19 and our consequent “lock Down” is probably the single biggest event to date for our generation. We are in desperate times and what we see worldwide is desperate measures being implemented. Who would ever have thought something like this happening to us,...
Can you survive without your income?
For each of us the words “earning ability” will mean something different. Having an earning ability should put you in a position to earn an income, make a living and provide for your family and dependents. The method of earning will be diverse. Contingent to each...
Much more than just a bloody nose.
What we all hoped would only be be slight correction in the markets turns out to be an outright panic. We’ve seen worldwide sell-offs as investors de-risk their portfolios. Taking some profits where possible. On the local front it is not a very pleasant picture...
The Unknown unknowns.
This past month we saw one of the bloodiest and fastest market collapses since 2008. And we still need to brace for whatever the coming weeks will bring, luckily there have been some retraction but that might be short lived in extremely volatile market. The corona...
Asking the hard questions
In the tough financial and economic times that we find ourselves in, the most astonishing thing that I see on a day to day basis is that clients make investments or pay their monthly retirement annuity contributions for years and years without asking one of the most...
Our 2020 forecast
It’s the start of the year and strategists and economists have announced their forecasts for 2020. Like every year, there’ll be plenty of predictions telling us what we can expect markets to do in the upcoming year, a few so outrageous in their optimism or pessimism...
The secret that nobody tells you about life insurance
The secret that nobody tells you about life insurance. I recently did an R 1m life insurance quotation for a woman aged 62. When it comes to life insurance you have various options on how aggressive your premium and your cover amount must grow. The sad reality is that...
Tailormade Life Insurance
Tailormade Life Insurance Most life insurance products are sold as a “one size fits all” solutions, but the truth is that your needs differ significantly from the person next to you. Your life insurance needs also change drastically depending on the stage of your...
