Nelspruit 013 752 6566 or Centurion 012 664 0793
Life Insurance
Every person has a need to be independent and in today’s day and age financial independence is the cornerstone of independence. Holistic financial planning is a proactive process to ensure financial independence.

Accidents, illness, theft or death are unpredictable and unfortunate events, which can have an impact on your financial wellbeing.

Life Cover

Life cover provides your family or nominated beneficiaries with a lump sum of money in the event of death. This lump sum can be used in whichever way chosen. If the policy is ceded as security to your mortgage provider, it is used to pay off some, or the whole outstanding mortgage amount. You decide the cover period (for a set time, or until your passing) and how much you would like the lump sum payment to be.

Disability Cover

Disability cover pays a lump sum amount if you become permanently disabled and are unable to work. You can use the lump sum payment to help cover your living expenses and to pay off outstanding debts. You decide the lump sum amount and how long you want to be covered. However, cover ceases at retirement (in most cases at age 65).

Income Disability Cover

Income disability cover pays a monthly income when you are unable to work as a result of illness or injury. Your injury or illness need not be permanent and various waiting periods are available. You’ll start receiving an income after the waiting period and will continue to receive payments for as long as you are unable to work. However, cover ceases at retirement (in most cases at age 65).

Critical Illness Cover

Critical illness cover pays a lump sum amount if you are diagnosed with any of the specified severe illnesses (such as cancer, stroke, heart attack, etc.), – the specified illnesses vary between insurers. The lump sum amount can be used to settle outstanding debts or to pay for the cost of medical treatment and procedures not covered by your medical aid.

Investments

Wills & Trusts

Short Term Insurance

Life Insurance

Estate Planning

Health Care

Document Storage

Business Assurance

Retirement Planning

Employee Benefits

Reach Us

Contact us in Nelspruit.

22 Murray Street
Nelspruit

013 752 6566

life@afgroup.co.za

Reach Us

Contact us in Centurion.

1020 Pretorius Avenue
Centurion

012 664 0793

life@afgroup.co.za

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