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Choose your currency

Choose your currency

Living in a country that is a nett importer of goods, especialy consumer goods expsoses us to major foreign currency risks. If you ever wondered if you need to protect your future purchasing power against local currency depreciation, hopefully after reading here you...
Insurance that won’t break my bank

Insurance that won’t break my bank

On a daily basis we are confronted with this dilema, and the suitable answer lies somewhere in between each person’s own cicumstances. But there are some relevant factors that everyone should be aware of. The main factors that will determine the price of insurance...
Time to start asking serious questions.

Time to start asking serious questions.

Let me start of with this.  There is a significant difference between someone selling a you life, retirement or investment policy and someone that provides lifetime financial, investment, taxation and family related guidance and solutions. And if you still don’t know...
Compound low fees with good advice.

Compound low fees with good advice.

Advice seems to be available at the touch of a button. And in many instances that advise is short lived or untested, or its advice that is found on any of the social media networks. The reader needs to decide if the advice is relevant to him or her and if it is...
Small %’s do count, especially over time

Small %’s do count, especially over time

Committing to retirement savings is difficult enough and more so if you are self-employed and structure your own salary or you don’t have any employer pension benefits. So when you make the commitment to save for retirement and you have to as soon as possible. Also...